First Class Guaranteed Auto Protection

Each year millions of vehicles are totaled in events such as collisions, thefts, or natural disasters. In many cases, the insurance settlement does not cover the finance contract payoff. When you choose First Class Guaranteed Auto Protection (GAP), the GAP Agreement price can be added to your monthly vehicle payment.

With the Mercedes-Benz Extended Limited Warranty, you’ll enjoy:

Gain peace of mind with First Class GAP.
If your Mercedes-Benz vehicle is stolen or declared a total loss in an accident, there can be a significant difference between the amount your insurance company will cover and the balance owed to Mercedes-Benz Financial Services. First Class Guaranteed Auto Protection helps cover this difference. Plus, your primary insurance deductible may also be covered up to $1,000 where allowable by state law.

Consider this scenario: You finance $60,000 to purchase a Mercedes-Benz vehicle. Seven months later, you get into an accident that totals your car.

Gain peace of mind with First Class GAP.

 $55,000     (Finance contract payoff)

- $50,000    (Insured amount)

          $5,000      (The gap)

+        $1,000      (Insurance deductible)

          $6,000      (Potential out-of-pocket expense)

- $6,000     (Covered by First Class Guaranteed Auto Protection)

                   0         (Amount you owe)

In this scenario, the entire difference is covered by First Class GAP. There may be portions of the vehicle finance contract balance for which you remain responsible. See your First Class GAP Agreement for details.