First Class Term Protection
Coverage where you need it most.
First Class Term Protection covers the cost to repair or replace eligible parts that have failed due to normal wear and tear. Gain peace of mind knowing when it comes to those common maintenance items and the associated parts and labor charges, First Class Term Protection has you covered.
The Administrator/Obligor is Safe-Guard Products International, LLC, except in Florida where the Administrator/Obligor is Safe-Guard Warranty Corporation Florida License Number 60126, Two Concourse Parkway, Suite 500, Atlanta, GA, toll-free number: 1-866-406-1315.
Observe First Class Term Protection Pricing
Tier | Class | Term/Mileage | Standard Coverage | Premium Coverage |
Tier 1 | A-Class, B-Class, GLB-Class, EQB-Class CLA-Class, GLA-Class, C-Class, CLE-Class, GLC-Class, SLC-Class |
27 months / 34,000 miles 39 months / 49,000 miles 48 months / 60,000 miles |
$1,340.00 $1,490.00 $1,650.00 |
$1,490.00 $1,705.00 $1,915.00 |
Tier 2 | E-Class, GLE-Class, EQE-Class, EQE SUV-Class |
27 months / 34,000 miles 39 months / 49,000 miles 48 months / 60,000 miles |
$1,395.00 $1,565.00 $1,755.00 |
$1,570.00 $1,820.00 $2,065.00 |
Tier 3 | S-Class, SL-Class, CLS-Class, GLS-Class, AMG Sport (C43, SLC43, E43, E53, GLC43, GLE43), EQS-Class, EQS SUV-Class |
27 months / 34,000 miles 39 months / 49,000 miles 48 months / 60,000 miles |
$1,455.00 $1,655.00 $1,880.00 |
$1,655.00 $1,955.00 $2,250.00 |
Tier 4 | G-Class, Maybach, All AMG Vehicles, All Diesel Vehicles |
27 months / 34,000 miles 39 months / 49,000 miles 48 months / 60,000 miles |
$1,630.00 $1,920.00 $2,245.00 |
$1,945.00 $2,370.00 $2,800.00 |
Drive confidently.
First Class Term Protection covers the cost to repair or replace eligible parts and the related labor that can result from normal vehicle wear and tear as well as wheel alignment. The following is a list of the eligible parts for each of our available plans.
Standard Plan Coverage Includes:
- One (1) set of front and rear brake pads
- One (1) wheel alignment
- One (1) tire balance (per year)
Premium Plan Coverage Also Includes:
- One (1) set of front and rear rotors
Coverage Exclusions may apply:
- Carbon/Ceramic Brake Pads
- Hybrid/Electric Vehicle Batteries
- LED Lights/bulbs
- Carbon/Ceramic Rotors (excluded from Premium Plan)
- Diagnostic charges where proper repair readily apparent
- Maintenance on the vehicle
- Shop supplies, storage or disposal fees
- Expense due to accidents, collision, weather, vandalism, alternations to the vehicle or part, or aftermarket products not approved by manufacturer
- Mechanical breakdown caused by misuse or abuse of vehicle, improper towing, lack of maintenance of the covered part, environmental damage, failure of a non-covered part, pre-existing condition
- Vehicle's odometer has been altered or disconnected
- Repairs made without prior authorization
First Class Term Protection FAQs
Price
This plan feels like an unnecessary expense on top of the purchase price, why not just pay out of pocket?
We understand adding protection to a new Mercedes-Benz can seem like one more line item. The cost (around $1,200–$1,800 based on term length and vehicle) is modest when you consider that a single wear-and-tear repair, like brake rotors or suspension components, can easily exceed $1,500 in parts and labor alone.
With no deductible and unlimited service calls, it often covers multiple issues over time, saving you far more than the investment. You can roll it into your financing at competitive rates, making it seamless and budget-friendly for the duration of your ownership.
Could I get a similar wear-and-tear plan from a third-party for less money?
Third-party options might look cheaper initially, but they often involve reimbursement processes, non-OEM parts, or exclusions that could complicate things and potentially void your Mercedes-Benz warranty. Our First Class plan is administered through Mercedes-Benz Financial Services, guaranteeing seamless service at any authorized dealer with genuine parts and no claim denials for covered items.
The reliability and integration make it a premium, hassle-free choice that truly upholds your vehicle's engineering excellence.
Is there any hidden deductible or fees that make this plan less appealing?
The First Class Term Protection has zero deductible, so every eligible repair is covered in full for parts and labor—no surprises there. The only cap is the $5,000 aggregate over the term, which is generous for wear-and-tear items, and there are no mileage or service call limits.
This straightforward structure means you get quality service without upfront costs, making it one of the most cost-effective ways to maintain your vehicle's luxury standards.
If I decide to sell or trade in early, will I lose the benefit of this plan?
Absolutely not—this coverage is fully transferable to a new owner for a nominal $50 fee, which can actually increase your vehicle's appeal and trade-in value by $300–$500, as buyers value the added security. Whether you're leasing, financing, or buying outright, the plan aligns with your term (up to 84 months), and we've seen many customers recoup the cost through protected repairs or enhanced resale.
It's a flexible safeguard that travels with your Mercedes-Benz.
Coverage
The coverage seems too narrow—why doesn't it cover everything under the hood?
The plan focuses on common wear-and-tear components like brakes, batteries, filters, and suspension parts, rather than major powertrain failures (which are handled by extended warranties). However, that's intentional: it targets the frequent, mid-level repairs that add up quickly, providing targeted peace of mind without redundant overlap. For broader needs, it complements your existing coverage seamlessly, and since it's exclusive to Mercedes-Benz, repairs use genuine parts to preserve your warranty and resale value.
This overlaps with my warranty or maintenance plan—why add more?
A great question—while extended warranties focus on mechanical breakdowns and prepaid maintenance covers scheduled services, First Class Term Protection specifically addresses unscheduled wear-and-tear repairs that fall in between, like failed sensors or exhaust components. There's no duplication; it fills the gap efficiently, and stacking them provides layered protection without inflating costs.
Many customers combine them for comprehensive coverage, ensuring every potential issue is addressed under the Mercedes-Benz umbrella.
Doesn't the Mercedes-Benz factory warranty handle wear and tear issues?
The factory warranty is top-tier for defects and workmanship, but it typically doesn't cover normal wear and tear on items like belts, hoses, batteries, or shocks—things that naturally degrade over miles and time.
First Class Term Protection steps in right after the basic coverage, handling those routine failures with OEM parts and dealer labor at no out-of-pocket cost (beyond the plan premium). It's designed specifically for Mercedes-Benz vehicles, ensuring your ride stays in peak condition without the hassle of unexpected bills.
Practicality
For a brand-new car, wear and tear coverage seems premature?
New Mercedes-Benz models are built to last, but even from day one, components like wiper motors or fuel pumps can wear with normal use, and issues can arise sooner than expected—especially in demanding conditions. This plan starts immediately, protecting your investment from the outset and preserving that new-car experience.
It's forward-thinking coverage that prevents small problems from escalating, helping you enjoy your vehicle without the financial stress of early maintenance surprises.
I take excellent care of my vehicle, so is wear and tear really a problem?
Even with meticulous maintenance, everyday driving—stop-and-go traffic, weather exposure, or just the passage of time—leads to inevitable wear on critical components like the AC compressor or transmission seals. This plan isn't about doubting your habits; it's proactive protection for those unavoidable realities, covering up to $5,000 in aggregate claims with no restrictions on service calls.
Many of our clients who thought the same end up appreciating the coverage when a minor issue turns into a covered repair, keeping their Mercedes-Benz performing flawlessly.
How long does the protection last? I don't want it expiring before I need it.
The term is customizable to match your ownership plans, up to 48 months and 60,000-miles, so it extends beyond the standard warranty's 4-year/50,000-mile coverage. This ensures ongoing protection as your vehicle ages and wear items become more prone to failure.
We set it up at purchase to fit your needs perfectly, giving you years of worry-free driving without the risk of uncovered maintenance creeping up.
Ready to get started?
Talk with Mercedes-Benz of Marion about First Class Wheel and Tire Protection and our other vehicle protection and warranty products.
This is an optional product marketed through Mercedes-Benz Financial Services. The Administrator/Obligor offering the First Class Term Protection product is Safe-Guard Products International LLC, Two Concourse Parkway, Suite 500, Atlanta, GA, toll-free number: 1-866-406-1315, except in Florida where the Administrator/Obligor of First Class Term Protection is Safe-Guard Warranty Corporation, Florida License Number 60126, Two Concourse Parkway, Suite 500, Atlanta, GA, toll-free number: 1-866-406-1315.
The scope of coverage and all transactions related to the optional First Class Term Protection product are governed solely by the provisions of the applicable product agreement. This webpage provides general information about the optional First Class Term Protection product and should not be solely relied upon when purchasing coverage. Please refer to your product agreement for details of terms, conditions, and specific coverage details, including limitations, exclusions, transferability and cancelability. Coverage may vary by state. This product may not be available in all states. This product is available at the time of vehicle sale or lease only. Please see your Mercedes-Benz dealer for more information. This is an optional product that is not insurance and is marketed through Mercedes-Benz Financial Services. MBFS NMLS #2546.
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